AITA for lying to my sister about not being able to access my inheritance to help with her car repairs?

I (34F) inherited $75k from my grandma last year. My sister (29F) got the same amount. I invested mine while she blew through hers in 6 months on designer stuff and a luxury vacation.

She contacted me in tears last week when her car broke down and she owes $8k to get it fixed. She can’t get a loan since she has horrible credit and I said I couldn’t assist her since I have my money wrapped up in investments and withdrawing it early will cost me penalties.

This is somewhat untrue. I can tap about $15k without charge except I do not want to do so. She has constantly misused money and I am fed up with it. Our parents rescued her numerous times and now she expects the same from me.

She said I am selfish because we both received the same inheritance and I clearly have the money.

Our mother phoned me the other day telling me to assist needy family and our grandma would be ashamed if me. But our grandma was very thrifty and would more than likely be appalled at my sister’s expenditure.

Am I wrong to have lied about being unable to access my money? I have worked hard to manage my money and i feel like my sister thinks money just appears out of the ground!

 

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